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Product Information
Founded in 1956, Life Insurance Corporation of India (LIC) is the largest life insurance company in the country with a total income of Rs. 492626.60 crore and total assets worth Rs. 2572028.34 Cr It’s fully owned by the Government of India & is also the county’s largest investor.
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Plan No. 871
Individual cum Savings, Whole Life Insurance plan.
Ideally suitable for all the age groups starting from new born babies to senior citizens.
Guaranteed Addition @ Rs. 40 per 1000 Sum Assured during the premium Paying Term.
Guaranteed Income @ 10% of basic Sum Assured for the whole life starting from the year as specified.
Option to choose Income Benefit in two options: - Regular Income Benefit or Flexi Income Benefit.
Flexi Income benefit can be deferred and accumulate at 5.5% compounding interest.
Option to withdraw 75% of accumulated amount once in a year under Flexi Income option.
Ltd. Premium Paying Term plan with PPT from 5 to 16.
Pay premium in Yearly, Half Yearly Quarterly OR in Monthly.
Sum Assured on Death” is defined as Basic Sum Assured OR 7 times of Annual Premium whichever is higher with Accrued Guaranteed Additions.
Death Benefit can be opted by exercising 'Settlement Option’ with 5, 10, 15 years instalment option.
Additional Rider Benefit can be opted by payment of additional premium.
Policy can be surrendered at any time after 2 years of full premium payment and Loan also can be avail after 2 years.
Discount in Premium for the Sum Assured of Rs. 10 Lacs and above
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